Ann M. Toole Senior Vice President of Finance

As Senior Vice President of Finance, Ann Toole has several general areas of responsibility. She oversees the Technical Analysis Unit, which offers a high-level of analytical support to GUARD’s executive, home office, and field office management teams as well as various internal working groups by providing the data needed to make informed decisions, plan strategy, and allocate resources in the most effective possible manner. In addition, she is involved in a variety of accounting and finance activities (such as budgeting and related analysis) and serves as GUARD’s primary liaison to a number of corporate partners. In that latter capacity, Ann is the primary contact for all reinsurance functions and participates in the process of soliciting, evaluating, negotiating, and securing agreements that appropriately balance cost and coverage.

Ann is uniquely qualified for her current responsibilities through her service to GUARD and related organizations for more than a decade in accounting, sales, and executive management. Most recently, she displayed her diverse skills while overseeing the State Filings Unit as well as Home Office Claims and Underwriting. Before assuming that role, she worked directly with GUARD's Chief Executive Officer, often serving as his surrogate with various internal and external audiences while concurrently assuming a leadership position for numerous new initiatives.

Other past duties within the company demonstrate Ann’s extensive financial background. Specifically, she was Manager of GUARD's Northeast Region and was responsible for the production, performance, and operations of 11 states and the District of Columbia, including supervision of staff and the organization's distribution network. Ann also served as Corporate Controller of GUARD and all related subsidiaries, maintaining accurate financial information and preparing statutory reports and financial statements needed by regulatory agencies on an ongoing basis while simultaneously coordinating and monitoring the annual budget. Prior to that position, Ann accumulated nearly 10 years of accounting experience as Controller and Vice President of First Peoples National Bank and as Controller of BankVest, Inc., a bank holding company.

Ann is a magna cum laude graduate of Bloomsburg University where she received a Bachelor of Science/Business Administration degree in accounting. She also holds a Master of Business Administration with concentrations in management and finance from Wilkes University. Ann is a 1991 graduate of Leadership Wilkes-Barre and is active in educational organizations and several non-profit entities.

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