Products > Workers' Comp > Safety Groups

GUARD's Workers' Compensation Safety Groups give small- to mid-sized business-owners yet another means of achieving cost savings.  When a policyholder joins a group, the premiums and loss experience of all participants are combined to determine whether the members as a whole have performed well enough to earn a dividend and receive a cash return after the policy period has expired.  If so, that good claims track record and those strong safety habits are rewarded!

We currently feature automotive, restaurant, and wholesale and retail food programs.  However, we sometimes create "exclusive specialty groups" (often for particular associations and through individual insurance agencies).

To learn more, see our GUARD Safety Group flyer.