BH GUARD’s Credit Rating Affirmed A+ Superior by AM Best
August 14, 2025AM Best has affirmed the Financial Strength Rating of A+ (Superior) and the Long-Term Issuer Credit Ratings of “aa-” (Superior) of WestGUARD® Insurance Company, AmGUARD Insurance Company®, EastGUARD Insurance Company®, NorGUARD Insurance Company® and AZGUARD® Insurance Company, which operate under an intercompany pooling agreement. These companies are members of Berkshire Hathaway GUARD Insurance Companies (GUARD) and domiciled in Omaha, NE.
The ratings reflect GUARD’s balance sheet strength, which AM Best assesses at the strongest level, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management. GUARD’s ratings further recognize the implicit and explicit financial support provided by its immediate parent, National Indemnity Company (NICO), a subsidiary of Berkshire Hathaway Inc., including significant capital support via reinsurance transactions and capital contributions.
