Legal Disclosures

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New York Residents – Domestic Violence Notice

New York Insurance Law Section 2612 provides important protections for victims of domestic violence. New York Insurance Law Section 2612 prohibits an individual, insurer or entity supervised by the Department of Financial Services, from the following actions based solely because a person is or has been a victim of domestic violence: (1) refuse to issue or renew, deny or cancel any insurance policy or contract; (2) demand or require a greater premium or payment from any person; (3) designate domestic violence as a preexisting condition, for which coverage will be denied or reduced; (4) fix any lower rate or discriminate in the fees or commissions of agents or brokers for writing or renewing such a policy; or (5) using as an underwriting criterion the fact that a person is or has been a victim of domestic violence.

The law further provides that if any person covered by an insurance policy issued to another person as the policyholder delivers to the insurer that issued the policy, at its home office, a valid order of protection against the policyholder, issued by a court of competent jurisdiction in New York, the insurer shall be prohibited for the duration of the order from disclosing to the policyholder the address and telephone number of the insured, or of any person or entity providing covered services to the insured. If a child is the covered person, then these rights may be asserted by the child’s parent or guardian.

To request confidentiality:

If you are a Berkshire Hathaway GUARD Insurance Companies customer, who is or has been a victim of domestic violence, and would like Berkshire Hathaway GUARD Insurance Companies to take steps to safeguard your confidential information from others, please mail a valid order of protection to:

Berkshire Hathaway GUARD Insurance Companies
Attention: Risk Mitigation Unit
P.O. Box 1368
Wilkes-Barre, PA 18703 – 1368

Additionally, you may provide us with an alternative address, telephone number, email address or other method by which to contact you.

Once a valid request has been received and implemented, a requestor may only revoke the prior request by submitting to us a written sworn statement revoking the request.

Please be advised that Berkshire Hathaway GUARD Insurance Companies has up to three business days to implement the necessary protocol to secure your contact information and other confidential identifying information.

For further information on domestic violence services, contact the New York State Domestic and Sexual Violence Hotline at:

English or Spanish/Multi-language Accessibility: 1-800-942-6906
Deaf or Hard of Hearing Dial: 711

In New York City: 1-800-621-HOPE (4673) or Dial 311
TDD (deaf, hard or hearing, or speech-impaired): 1-800-810-7444

Or, by accessing the website for the NY State Office for the Prevention of Domestic Violence at the following link: http://www.opdv.ny.gov/help/dvhotlines.html.

If you have any questions, please contact our Customer Service Department at 1-800-673-2465, ext. 8477.

Notice to California and Massachusetts Applicants and Insureds

The following company information pertains to Berkshire Hathaway GUARD Insurance Companies. You are being provided this information pursuant to Sections 702 and 703.1 of the California Insurance Code, as amended, and Massachusetts Division of Insurance Bulletin 2001-02. The listing of an insurance company in this notice shall not constitute a representation or guaranty that coverage will be provided by Berkshire Hathaway GUARD Insurance Companies or Berkshire Hathaway GUARD Insurance Companies is authorized to offer a particular type of insurance product or coverage in a state. Insurance coverage may not be available in all states. The following is provided for informational purposes only, as required by state insurance statutes.

WestGUARD Insurance Company (National Association of Insurance Commissioners (“NAIC”) Company Code 11981) is domiciled in Pennsylvania and licensed to transact business in New York, Pennsylvania, West Virginia, and Wyoming, only.

AmGUARD Insurance Company (NAIC Company Code 42390) is domiciled in Pennsylvania and licensed to transact business in all U.S states and the District of Columbia.

NorGUARD Insurance Company (NAIC Company Code 31470) is domiciled in Pennsylvania and licensed to transact business in all U.S. states and the District of Columbia.

EastGUARD Insurance Company (NAIC Company Code 14702) is domiciled in Pennsylvania and licensed to transact business in all U.S. states and the District of Columbia.

AZGUARD Insurance Company (NAIC Company Code 16495) is domiciled and licensed to transact business in Nebraska.

All companies listed above maintain their principal place of business at 39 Public Square, Wilkes-Barre, PA, 18703.

Oregon Homeowners – Wildfire Risk

We evaluate homeowners’ policies for wildfire risk in Oregon when an agent for a prospective policyholder submits to us a properly filed application, and annually thereafter if the Property is eligible for renewal. We do not offer or consider wildfire mitigation actions in our rating process.