An additional option for employers

Disability insurance provides temporary cash benefits to eligible workers who have a full or partial loss of wages due to a non-work-related injury/illness or due to pregnancy. Similar to Workers’ Compensation insurance – which provides wage-replacement for job-related illnesses and injuries, disability provides wage replacement benefits for non-occupational situations. Used in tandem, these products can offer around-the-clock protection against unexpected loss of income.

We offer Disability insurance, including Paid Family Leave, to New York employers through AmGUARD Insurance Company. In addition to statutory benefits, a variety of enhanced options are available.

To learn more about Paid Family Leave in New York state, visit paidfamilyleave.ny.gov.

Notice Required by New York Law: Our Disability Benefits policy provides disability income insurance only and does not provide basic hospital, basic medical, or major medical insurance as defined by the New York Department of Financial Services. Coverage is underwritten by AmGUARD Insurance Company – Form No. DB 99 00 00 05 20.