Traditional protection, just better.

Recognizing that the typical insurance needs of homeowners have changed quite a bit over the years, our Homeowners products have been designed for all kinds of circumstances. From single-family homes to multi-family dwellings to condominium units, rentals, lessors/landlords, and even home-sharing services (e.g., Airbnb), we aim to bridge the gap between personal and commercial coverage by providing insurance solutions for 21st century living. 

Our traditional Homeowners coverage is designed for:

  • owners of one- to two-family dwellings, including townhouses and row homes
  • purchaser occupants
  • life estate arrangements
  • seasonal dwellings
  • homes under construction
  • residences owned by business entities (such as LLCs or corporations)
  • residences where certain incidental business activities occur

SELF-SERVICE [Policyholder Service Center & Mobile App]

  • Report a claim
  • Review claims and converse with an adjuster
  • Make a payment
  • Generate loss runs
  • Chat with a representative
  • Upload a photo/document
  • View and print policy documents

  • Current policyholders can sign up for electronic delivery via our Policyholder Service Center.



  • 24/7 reporting via 1-888-NEW-CLMS
  • Timely estimates and appraisals
  • Expert subrogation team with national network of attorneys
  • Specialized litigation and fraud units
  • Seasoned catastrophe response team
  • Electronic property claims payments
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