Traditional protection, just better.
Recognizing that the typical insurance needs of homeowners have changed quite a bit over the years, our Homeowners products have been designed for all kinds of circumstances. From single-family homes to multi-family dwellings to condominium units, rentals, lessors/landlords, and even home-sharing services (e.g., Airbnb), we aim to bridge the gap between personal and commercial coverage by providing insurance solutions for 21st century living.
Our traditional Homeowners coverage is designed for:
- owners of one- to two-family dwellings, including townhouses and row homes
- purchaser occupants
- life estate arrangements
- seasonal dwellings
- homes under construction
- residences owned by business entities (such as LLCs or corporations)
- residences where certain incidental business activities occur
SELF-SERVICE [Policyholder Service Center & Mobile App]
LOSS CONTROL
- Online training videos
- Smart Risk Management (protection against fires/water)
- Other resources
CLAIMS
- 24/7 reporting via 1-888-NEW-CLMS
- Timely estimates and appraisals
- Expert subrogation team with national network of attorneys
- Specialized litigation and fraud units
- Seasoned catastrophe response team
- Electronic property claims payments