Fireworks: Fun or Foe?

Published on July 3, 2019
Last modified on June 16, 2022
Fireworks safety

Fireworks can be exciting and are a staple of summer celebrations, but the hard truth is that the recreational use of pyrotechnics can be extremely dangerous to people and property.

Simply put, leave the fireworks to the professionals.

Safe and fun alternatives exist; try glow sticks, noise makers, and silly string in place of sparklers.
If you feel you must partake, talk to your insurance agent first about what is and isn’t covered under your home or business insurance policy. You might be surprised to find exclusions for property damage and liability claims if the cause is from fireworks.

If you are still not convinced to abstain, don’t say you weren’t warned and be sure to know the do’s and don’ts.


  • DO ensure that fireworks are legal in your area. Avoid professional-grade fireworks and homemade or unregulated explosives.
  • DO use a proper launch site. Fireworks should be set off on a flat surface. If the ground around your launch site is dry, wet it down before launching and clear the area of dry leaves and combustible debris.
  • DO avoid using fireworks in especially dry and windy conditions.
  • DO light fireworks one at a time, then move back quickly. Consider protective eyewear.
  • DO keep a bucket of water or a garden hose nearby.
  • DO soak spent fireworks in water for a few hours before discarding in the trash.
  • DON’T let children handle fireworks.
  • DON’T use fireworks under the influence of drugs or alcohol, which can impair judgment.
  • DON’T light fireworks indoors or near property. Choose a launch point at least 35 feet away from buildings, structures, and other property. Point the fireworks away from property.
  • DON’T shoot off fireworks in metal or glass containers.
  • DON’T try to re-light or pick up fireworks that have not ignited fully.

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Disclaimer: The GUARD Wire is designed to provide general information about various topics of interest and should NOT replace the guidance, advice, or recommendations from licensed insurance or legal professionals, other industry experts, or state and federal authorities.